Buying a car and paying more insurance.

Why is it that when you buy a new or used car - your insurance goes sky high? Never mind whether the car you've bought is a lower insurance group.

For some reason the insurance industry seem to expect you to crash the car you've just bought because you don't know how to drive it.  I accept that there are a minority of people who will, like the 85 year old who came out of the showroom and ploughed straight through the living room of the house opposite, because they forgot their new car was an automatic. This however it not what normal people do.  Its not as though your new car is going to have the brake and accelerator pedals the other way round is it? 

I recently changed my car, to a diesel, in a lower insurance group and my premium went up from £30 a month, to £56! This is just another way of insurance companies making money out of your circumstances!

Shocking behaviour !!!